Digital payments hit inflection point after 2025 surgeFrom AB Capital's The Opening Bell: Three MovesEventIn our view, the jump in InstaPay and PESONet transactions to P24.7tn in 2025, +42% value surge and a +217% volume spike, confirms that digital payments are entering scale territory. ViewWe think this shift reduces cash handling frictions and improves liquidity, supporting consumption and SME activity. We also think that high-frequency payments data may serve as a reliable proxy for near-term demand trends. CatalystThe BSP’s goal of digitalizing 60-70% of retail payments by 2028 depends on fee reductions and tighter anti-fraud controls. It is not to be construed as an offer or solicitation of an offer to sell or buy the securities herein mentioned.

Source: Philippine Star January 23, 2026 03:13 UTC